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CSU Paid & Employee Paid Voluntary Insurance

The CSU provides Basic Life and AD&D insurance through the Standard Life Insurance Company  

The CSU offers this employer-paid insurance to eligible employees within specified employee categories. The amount of coverage varies by employee category.

Employee Category Basic Term Life AD&D
Executive (M98) $250,000 $250,000
Management (M80) $100,000 $100,000
Confidential (C99) $50,000 $50,000
Faculty (R03) $50,000 $50,000
Teaching Associates Only (R11) $50,000 $0
Academic Professionals (R04) $25,000 $25,000
Public Safety (R08) $10,000 $10,000
CSUEU (R02, 05, 07, 09) $10,000 $10,000
Physicians (R01) $25,000 $25,000
SFSU Head Start Employees (R12) $50,000 $50,000
Excluded (E99) SFSU Head Start Employees Only $50,000 $50,000

Those employees not provided CSU paid coverage have the option to enroll in several types of voluntary insurance and benefit plans. These plans are entirely employee paid:

Accidental Death and Dismemberment (AD&D)

Accidental death & dismemberment plan, offered by The Standard, pays a benefit to the employee or his/her selected beneficiary in the event of death due to an accident or dismemberment at a benefit level selected by the employee.  Offered to all regular benefits eligible CSU employees. Coverage for eligible dependents available at an additional cost. Eligible employees can enroll at any time during the year and will not be subject to Evidence of Insurability.

For more information go to or contact The Standard customer service at 1-800-378-5745.

Auto and Home Insurance

Auto and Home insurance is offered to all CSU employees, excluding Rehired Annuitants and Students, at a discounted rate through California Casualty.  Coverage for eligible dependents available at an additional cost.  Participants in the plan are provided with a free identity theft benefit known as ID Defense.  All policies are written for a 12-month period.

For more information or to apply, contact California Casualty customer service at 1-866-680-5142 or go to

Voluntary Long Term Disability (LTD)

Voluntary Long Term Disability plan, offered by The Standard, provides loss of income protection (up to 60%) due to a qualified disability.  All benefits eligible employees who are not eligible for the CSU-paid LTD plan may apply.  Two plans are offered, one with a 30-day and one with a 90-day waiting period.

For more information go to or contact The Standard customer service at 1-800-378-5745.

MetLaw® Legal Plan

MetLaw® plan, offered by MetLife, covers representation for many personal legal services for employees and their eligible dependents.  Offered to CSU employees, excluding Rehired Annuitants, Special Consultants, Hourly Intermittent employees and Students. Eligible dependents are covered at no additional cost.  Members are required to remain in the plan for a full benefit plan year.  Covered legal services performed by a Network attorney are fully paid for by the plan.  Out-of-Network attorney fees for covered services are reimbursed based on a set fee schedule.

For more information or to apply, contact MetLife customer service at 1-800-438-6388 or go to

Need Assistance?

Tina Williams

Director of Human Resources Administration
extension 3205

(661) 654-3205

Nancy Garcia

Human Resources Benefits Specialist
extension 2606

(661) 654-2606