Office of Human Resources

NON-INDUSTRIAL DISABILITY INSURANCE
The Non-Industrial Disability Insurance (NDI) program provides a monthly benefit payment to employees who are unable to work due to a non-work related injury or illness. Should a disability occur, all sick leave credits must be exhausted and you must serve a 7-day waiting period (unless hospitalized) prior to the payment of NDI benefits. The use of vacation credits is optional and may be used to extend normal salary during the period of disability. The maximum disability benefit period is 26 weeks per disability and the amount of the benefit will vary according to the employment status and/or collective bargaining unit. Eligibility for NDI benefits is based on PERS membership, time base and length of appointment. Further information is available in the Office of Human Resources.

LIFE/ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE
Employees in certain bargaining units will receive term life insurance and accidental death and dismemberment insurance at no premium cost. There is no supplement or dependent coverage. Eligibility for these plans is the same as those for health, dental and vision insurance. Further information is available in the Office of Human Resources.

LONG-TERM DISABILITY INSURANCE
Long-Term Disability Insurance is available for eligible management, supervisory, faculty and physician employees. The employer-paid plan is designed to guarantee a level of income if you are unable to work due to a disability. The plan provides 66 2/3% income replacement up to a maximum benefit of $6,667 per month (based on $10,000/month earnings). No benefits are payable during an initial waiting period of 180 days of continuous disability. This benefit is considered taxable income to the employee upon receipt. Further information is available in the Office of Human Resources.

PERS DEATH BENEFIT
There are death benefits payable to the beneficiary of active PERS members who die before retiring. Should death occur while actively employed, the beneficiary will receive $5,000 life insurance, 50% of the employee's annual compensation earnable in the 12 months preceding death, and the employee's retirement contributions with interest. Special benefits apply to an employee who was eligible for retirement at the time of death. Further information is available in the Office of Human Resources.