Students are taught a truckload of stuff in four years of college, but there is very little in the curriculum
that teaches students good financial health (even Business majors). Nearly everyone enrolled in a four-year degree
program states that a main reason for going to college is to get a good job (which nearly always means “better
paying job”). However, more money does not translate into a better life if it is mismanaged. It is practically a cliché
to state that money is at the root of most marital discord. Although money management is not in most course
curriculums, you can use the same skills you’ve learned in your courses to learn on your own. Books, radio and
TV broadcasts, and a gazillion websites can provide an ongoing education in how to manage and prioritize money.
A person I can recommend without reservation is Clark Howard. I listen to his podcasts regularly, and I get his email
blog about every two weeks. Poor money skills make you a target for scammers, and you are a favorite costumer for
banks and other lenders who can charge you huge overdraft fees, interest, and penalties for your ignorance and bad
habits. As one commercial says, “15 minutes can save you hundreds of dollars.” Well, not quite, but an hour or two
a week learning more about managing money can save you tens of thousands of dollars in the future.