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Daniel David Cervi

Department of Sociology/Antelope Valley Campus





Room 407



(661) 952-5019


Office Hours:



Mon & Wed

Noon to 2:30 pm

10 Email Rules


Request for Letter of Reference   form




Financial Health

            Students are taught a truckload of stuff in four years of college, but there is very little in the curriculum

that teaches students good financial health (even Business majors). Nearly everyone enrolled in a four-year degree

program states that a main reason for going to college is to get a good job (which nearly always means “better

paying job”). However, more money does not translate into a better life if it is mismanaged. It is practically a cliché

to state that money is at the root of most marital discord. Although money management is not in most course

curriculums, you can use the same skills you’ve learned in your courses to learn on your own. Books, radio and

TV broadcasts, and a gazillion websites can provide an ongoing education in how to manage and prioritize money.

A person I can recommend without reservation is Clark Howard. I listen to his podcasts regularly, and I get his email

blog about every two weeks. Poor money skills make you a target for scammers, and you are a favorite costumer for

banks and other lenders who can charge you huge overdraft fees, interest, and penalties for your ignorance and bad

habits. As one commercial says, “15 minutes can save you hundreds of dollars.” Well, not quite, but an hour or two

a week learning more about managing money can save you tens of thousands of dollars in the future.



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      Final Exam Study Guide





      SOC 490: Senior Seminar      Course Syllabus