Federal Student Loans

When you apply for financial aid, you may be offered loans as part of your financial aid offer. A loan is money you borrow and must pay back with interest.  

If you decide to borrow a loan, make sure you understand who the lender is and the terms and conditions of the loan. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources. Learn more about the

differences between federal and private student loans.



Office of Financial Aid and Scholarships

9001 Stockdale Highway
Bakersfield, CA 93311-1022 

Phone: (661) 654-3016
Fax: (661) 654-6800
Email: finaid@csub.edu

Office Hours

Federal School Code: 007993

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